Volvo XC40 Finance

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Average 35.8 MPG

Petrol, Diesel, Electric or Hybrid

SUV

Volvo XC40

The Volvo XC40 is that perfect mix of Scandi style and everyday practicality, compact on the outside, roomy on the inside, and effortlessly cool. It’s super comfy to drive, packed with smart tech, and built with the kind of safety features Volvo is basically famous for.


The cabin feels premium without trying too hard, and there’s loads of space for family life, weekend trips, or just living your best organised-driver era. With petrol, diesel, and plug-in hybrid options, you can pick the setup that fits your lifestyle and your running costs.


If you’re after a premium compact SUV that looks good, drives smooth, and keeps you feeling secure and sorted on the road, the XC40 is such a strong contender.

Choose Any Vehicle, Any Dealer, Any Payment Plan

Volvo XC40

2025 Volvo XC40 2.0 B3 MHEV Plus Black Edition

From

£391.57

a month* with 20% deposit

Mileage - 5,000

Transmission - Automatic

Fuel - Petrol Hybrid

£34,250

Lease Purchase - 49 Months, First Payment £541.57, 47 Monthly Payments £391.57, Final Payment £17,135.00, Deposit £6,850.00, Amount of Credit £27,400.00, Total Charge for Credit £8,680.36, Finance Provider Admin Fee £150.00, Option to Purchase Fee £10.00, 9.9% A.P.R., Rate of Interest (fixed) 5.02%, Annual Mileage 12000

Volkswagen Up

2020 Volvo XC40 2.0 B4 MHEV Inscription Pro

From

£325.37

a month* with £7,000 deposit

Mileage - 35,000

Transmission - Automatic

Fuel - Petrol Hybrid

£22,500

Hire Purchase - 60 Months £325.37, Deposit £7,000, Total Amount Payable £26,522.20, 9.9% APR, 5.19% Interest (fixed)

Volvo XC40

2021 Volvo XC40 1.5 T3 Momentum

From

£285.49

a month* with 20% deposit

Mileage - 45,000

Transmission - Manual

Fuel - Petrol

£17,000

Hire Purchase - 60 Monthly Payments £285.49, Deposit £3,400.00, Amount Payable £20,529.40 9.9% A.P.R., Rate of Interest (fixed) 5.19%

Vehicle Finance Calculator

Vehicle Finance Calculator

Get an indicative monthly payment estimate across different finance products

Hire Purchase (HP) — A straightforward way to spread the cost of your vehicle. You pay a deposit, then fixed monthly payments over the agreed term, and own the vehicle outright at the end. Read our full guide to Hire Purchase →
Personal Contract Purchase (PCP) — Lower monthly payments with an optional Guaranteed Future Value (GFV) payment at the end. You can pay the GFV to own the vehicle, hand it back, or put any equity towards your next car. The GFV below is set to the UK average of 42% of the vehicle price. Read our full guide to PCP →
Lease Purchase requires a minimum finance balance of £25,000(vehicle price minus deposit). Similar structure to HP but with a deferred balloon payment at the end — you own the vehicle outright once the final payment is settled. The balloon below is set to 40% of the vehicle price, which is typical for newer and higher-value vehicles. A £150 admin fee and £10 option to purchase fee apply. Read our full guide to Lease Purchase →
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Representative APR
9.9%
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Term
60 mo
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Representative example only. This calculator provides an indicative estimate using standard actuarial calculation methods based on the values you enter. Actual finance offers are subject to status, credit assessment, and individual lender terms. Figures are for illustrative purposes and may differ from a formal finance quotation. Finance is subject to approval.
Motor Loans R Us is a trading style of Premier Specialist Solutions Ltd. Premier Specialist Solutions Ltd is registered in England and Wales (Company Number 15670030) and is an Introducer Appointed Representative of Carki. Carki is a trading style of Equaliti Limited, registered in England and Wales (Company Number 13109643) authorised and regulated by the Financial Conduct Authority (FRN 952416). Registered office: Glasshouse, Alderley Park, Alderley Edge, Cheshire, SK10 4TF. Carki is a credit broker, not a lender, and can introduce customers to a panel of finance providers. Commission may be received for such introductions. This will not affect the rate offered or the amount payable under any finance agreement. All finance is subject to status, affordability and lender criteria. Applicants must be aged 18 or over. Terms and conditions apply. ICO Registration Numbers: Carki (ZB349066) and Premier Specialist Solutions Ltd (ZB739428).

*Finance subject to status.

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