BMW 3 Series Finance

Apply Now

Average 44.3 MPG

Petrol, Diesel or Hybrid

Saloon, Estate, Convertible or Coupe

bmw 3 series side on

The BMW 3 Series sets the standard for executive saloons, delivering a seamless blend of luxury, performance, and cutting-edge technology. Renowned for its dynamic handling and refined comfort, the 3 Series perfectly embodies BMW’s reputation as the maker of “The Ultimate Driving Machine.”


With its athletic stance, sleek contours, and signature BMW kidney grille, the 3 Series combines elegance with a sporting edge. Inside, the BMW 3 Series interior is crafted to perfection, offering premium materials, ambient lighting, and intelligent tech for a truly connected driving experience.


Available with a choice of petrol, diesel, and plug-in hybrid powertrains, the 3 Series balances efficiency and performance effortlessly. Whether it’s the smooth comfort of the 320d, the responsive power of the 330i, or the electric-enhanced 330e hybrid, each model is engineered to make every drive exceptional.


Ideal for city commutes or long-distance journeys, the 3 Series delivers superb ride quality, advanced safety features, and generous passenger space, making it both a luxury saloon and a practical everyday car.


Choose Any Vehicle, Any Dealer, Any Payment Plan

Finance and Affordability

Whether you're exploring BMW 3 Series finance deals, comparing monthly payment examples, or simply searching for the perfect all-rounder, the 3 Series continues to represent a standout mix of performance and sophistication.

bmw 3 series

2020 BMW 3 Series 3.0 M340i xDrive

From

£365.73

a month* with 20% deposit

Mileage - 30,000

Transmission - Automatic 

Fuel - Petrol

£31,990

Lease Purchase - 49 Months, First Payment £515.73, 47 Monthly Payments £365.73, Final Payment £16,005.00, Deposit £6,398, Total Amount Payable £40,108.04, Finance Provider Admin Fee £130, Option to Purchase Fee £10, 9.9% APR, 5.02% Interest (fixed), Annual Mileage 12,000

bmw 3 series

2021 BMW 3 Series 2.0 330e 12kWh M Sport Pro Edition

From

£325.37

a month* with £7,000 deposit

Mileage - 60,000

Transmission - Automatic

Fuel - Petrol Plug-in Hybrid

£22,500

Hire Purchase - 60 Months £325.37, Deposit £7,000, Total Amount Payable £26,522.20, 9.9% APR, 5.19% Interest (fixed)

bmw 1 series

2021 BMW 3 Series 2.0 318d MHT M Sport Touring

From

£410.31

a month*

Mileage - 35,000

Transmission - Automatic 

Fuel - Diesel 

£25,000, 

Lease Purchase - 49 Months, First Payment £560.31, 47 Monthly Payments £410.31, Final Payment £12,510.00, Deposit £0.00, Total Amount Payable £32,354.88, Finance Provider Admin Fee £150.00, Option to Purchase Fee £10.00, 9.9% APR, 5.00% Interest (fixed), Annual Mileage 12,000

Vehicle Finance Calculator

Vehicle Finance Calculator

Get an indicative monthly payment estimate across different finance products

Hire Purchase (HP) — A straightforward way to spread the cost of your vehicle. You pay a deposit, then fixed monthly payments over the agreed term, and own the vehicle outright at the end. Read our full guide to Hire Purchase →
Personal Contract Purchase (PCP) — Lower monthly payments with an optional Guaranteed Future Value (GFV) payment at the end. You can pay the GFV to own the vehicle, hand it back, or put any equity towards your next car. The GFV below is set to the UK average of 42% of the vehicle price. Read our full guide to PCP →
Lease Purchase requires a minimum finance balance of £25,000(vehicle price minus deposit). Similar structure to HP but with a deferred balloon payment at the end — you own the vehicle outright once the final payment is settled. The balloon below is set to 40% of the vehicle price, which is typical for newer and higher-value vehicles. A £150 admin fee and £10 option to purchase fee apply. Read our full guide to Lease Purchase →
Vehicle Price
£
Cash Deposit
£
Representative APR
9.9%
% APR
Term
60 mo
months
Your Finance Estimate
Payment Schedule
Finance Summary
Total Cost Breakdown
Representative example only. This calculator provides an indicative estimate using standard actuarial calculation methods based on the values you enter. Actual finance offers are subject to status, credit assessment, and individual lender terms. Figures are for illustrative purposes and may differ from a formal finance quotation. Finance is subject to approval.
Motor Loans R Us is a trading style of Premier Specialist Solutions Ltd. Premier Specialist Solutions Ltd is registered in England and Wales (Company Number 15670030) and is an Introducer Appointed Representative of Carki. Carki is a trading style of Equaliti Limited, registered in England and Wales (Company Number 13109643) authorised and regulated by the Financial Conduct Authority (FRN 952416). Registered office: Glasshouse, Alderley Park, Alderley Edge, Cheshire, SK10 4TF. Carki is a credit broker, not a lender, and can introduce customers to a panel of finance providers. Commission may be received for such introductions. This will not affect the rate offered or the amount payable under any finance agreement. All finance is subject to status, affordability and lender criteria. Applicants must be aged 18 or over. Terms and conditions apply. ICO Registration Numbers: Carki (ZB349066) and Premier Specialist Solutions Ltd (ZB739428).

*Finance subject to status.

Similar Vehicles

audi a4
Mercedes-Benz C class
BMW 4 Series